Personal Loan Products
At SBT, we have a number of lending products to meet your varied needs of funds.
Types of Personal Loan
Against deposits Cash Key Facility
Gold Loans Conventional Liquid Gold
Against scrips Mitra Varsha
Personal Loans Housing Loan Sahaya Varsha Computer Loan Car Loan Two Wheeler Loan HOME CASH
Home Decor Loan Education loan Suvidha Loan
Prasanthi Loan
Interest Rates & PLR
contact any of our branches to avail the loans
Cash Key facility
The most convenient method of obtaining advance against deposits.
Unlimited withdrawals permitted in a Current account upto 85% of the deposit amount and interest accrued.
Cheque book facility is available.
Interest charged on these loans will be 2% above the interest rate allowed on the deposit irrespective of the amount, rate of interest and period.
Gold Loans
Conventional
Loans against Gold ornaments/Gold bullion.
Rs.900 per gram of gold for all types of jewellery (including hall marked jewellery).
Amount of Loan - Maximum 10 lacs
Period of loan - 6/12 months and can be further renewed
Simple easy documentation.
Liquid gold - SBT Gold overdraft
Overdraft facility against pledge of Gold ornaments, operated as a running account with facility of cheque book.
Rs.900 per gram of gold for all types of jewellery (including Hall marked jewellery)
Amount of Loan - Maximum 10 lacs
Loans are granted for 6/12 months and can be further renewed.
Gold is considered as one of the most ideal way of investment strategies by most of the Indians. Even these days, Indian is one of the best customers of gold across the world. Because of the disorganized characteristics of the gold market in the nation, a lot of audience face key concerns with regards to stability and advantage while making their purchase.
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